Your PayMyClosingCosts.com Benefits Coordinator will introduce you to a Network Lender based upon location and area of expertise.  We know which Network Lenders specialize in the type of loan product you’ll likely use.  Various specialties include: First Time Buyer Programs, VA Loans, FHA Loans, State Housing Programs, Construction Loans, Condominium Financing, Investment Properties, Self-Employed Borrowers, Low Down Payment Loans, No Down Payment Loans.

How will your Network Lenders help me?

The lender will perform the typical consultative function for you including an interview to determine the optimum mortgage program to meet your goals based upon your financial profile.  They are experts in identifying the very best ways to use Interested Party Contributions to maximize your opportunity to save money.  Some of the methods used include:

Lender-Paid Closing Costs – Saves your cash for other expenses of ownership
Lower Rates – reduce your rate for the life of the loan.
Extended Rate Lock Periods – Protect you from rising rates until you close.
Temporary Buy-downs – Short term reductions in your payment in the first 1-3 years.
Lender Paid Mortgage Insurance – A great way to make a significant reduction in your monthly payment.

In addition, our Network Lenders will provide exclusive custom discounted fees or rates.  Again, using these discounts in ways that maximize your benefit is the mission of the lender as a member of your PayMyClosingCosts.com team.